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Hopefully, you already have enough protection on your Sugarland, TX home, whether it is a homeowners or renters insurance policy. You might not realize that you can also get insurance to help with home repairs. Oryx Insurance Group can help you explore your options to see if home repair insurance is right for you.

What Is Home Repair Insurance?

You may have heard home repair insurance referred to as home warranty or home maintenance insurance. Unlike regular insurance, a home repair policy helps protect your home against the normal wear and tear that happens to every appliance. 

For instance, if your HVAC system fails, your homeowners’ insurance will not pay. That could put you out several thousand dollars. this is where home maintenance insurance can help you. When looking at home warranty insurance, keep in mind that you can choose from a policy that will cover appliances, whole systems, or a combination.

Do You Need Home Repair Insurance in Sugarland, TX?

This really depends on your personal circumstances. If you have a new home or a new home purchase that came with serious warranties, a home maintenance policy would be redundant. 

The best way to figure out whether you could benefit from home repair insurance is to do an inventory. Go through your home and check out all your major appliances. You should keep your paperwork handy in case anything happens. Check out how old your appliances are and whether you are still covered by appliance warranties.

You can also check how long your most expensive appliances are likely to last. Are you close to the end on what could be a major purchase? If you are interested in purchasing home repair insurance, or if you just have questions, please call Oryx Insurance Group today.

In the Sugarland, TX area, owning a home can be a great investment. When you are looking to purchase a property in this part of the state, you will want to ensure you are protecting your home and investment. One of the best ways this is done is by getting a home insurance plan.

There are various features of a home insurance plan that will make it a good investment. 

Protection for Your Assets

One of the important reasons to obtain a home insurance plan is so you can protect your assets. Anyone looking to purchase a home will want to know that their asset is covered if it is ever damaged by a fire, bad weather, or other casualty. One of the ways you can do this is by getting a home insurance plan that will not only cover your dwelling but will also offer support and protection for your personal assets. 

Personal Liability Risk Mitigation

It is also a good idea to get a home insurance plan to reduce your personal liability risks. Those who are looking to buy a home will take on some liability risks and having insurance to mitigate this risk is important. A home insurance plan will provide this support to ensure you are covered if found responsible for an accident that results in damages. 

Reach Out To Us

There are a lot of great reasons to get a home insurance plan when you are going to purchase a home in the Sugarland, TX area. Once you are ready to start looking for coverage here, you can call our team with the Oryx Insurance Group to learn more. There are a lot of great reasons to get coverage. We at the Oryx Insurance Group will continue to provide the support you need to build a new policy.