Hopefully, you already have enough protection on your Sugarland, TX home, whether it is a homeowners or renters insurance policy. You might not realize that you can also get insurance to help with home repairs. Oryx Insurance Group can help you explore your options to see if home repair insurance is right for you.
What Is Home Repair Insurance?
You may have heard home repair insurance referred to as home warranty or home maintenance insurance. Unlike regular insurance, a home repair policy helps protect your home against the normal wear and tear that happens to every appliance.
For instance, if your HVAC system fails, your homeowners’ insurance will not pay. That could put you out several thousand dollars. this is where home maintenance insurance can help you. When looking at home warranty insurance, keep in mind that you can choose from a policy that will cover appliances, whole systems, or a combination.
Do You Need Home Repair Insurance in Sugarland, TX?
This really depends on your personal circumstances. If you have a new home or a new home purchase that came with serious warranties, a home maintenance policy would be redundant.
The best way to figure out whether you could benefit from home repair insurance is to do an inventory. Go through your home and check out all your major appliances. You should keep your paperwork handy in case anything happens. Check out how old your appliances are and whether you are still covered by appliance warranties.
You can also check how long your most expensive appliances are likely to last. Are you close to the end on what could be a major purchase? If you are interested in purchasing home repair insurance, or if you just have questions, please call Oryx Insurance Group today.