Umbrella Insurance in Texas
It's always best to have enough insurance in case of serious, expensive accidents. These accidents can happen in your home or vehicle, costing you big. To ensure you have enough insurance in these scenarios in Texas, you can call us at Oryx Insurance Group to learn more.
Home and Auto Coverage
When you get umbrella insurance, it works by adding more coverage to your home and auto policies. If you already have these policies, each comes with an amount of liability insurance to cover accidents in your vehicle or home. This coverage pays for medical bills, lost wages, and other costs. If you don't have an umbrella policy, you likely don't have enough liability coverage for an expensive accident. With medical costs rising so quickly, it's never a good idea to be without enough liability coverage. When you have umbrella insurance, it adds a layer of protection on top of what you have in your home and auto policies. This is a less-expensive option than directly adding onto both of those policies.
Paying the Overages
When an accident happens to someone else in your home, or you are in an accident that's your fault, you will owe the resulting bills. After your home or auto policy has paid out to its maximum, bills may still be due. If that's the case, your umbrella policy steps in to pay those bills. Having your umbrella coverage means you won't be stuck paying those overages and will instead have it taken care of for you. It's a good idea to have this valuable coverage for the amount of protection it gives you.
Get Umbrella Insurance
When you need better coverage against accidents in Texas, you can call us at Oryx Insurance Group to get more information and to get started with a policy.